Who we are

 

Newsource Commercial Finance Limited (NCFL) are Commercial Finance Brokers based in Harrogate, North Yorkshire. We act as a broker and packager of specialist mortgage products, bridging and development finance. NCFL is authorised and regulated by the Financial Conduct Authority (FCA) ref: 718948 and also registered with the Information Commissioners Office (ICO) ref: Z3536079.

 

What data do we collect?

 

Our Company collects the following data:

• Personal identification information (Name, email address, phone number, etc.)
• Current and previous address details
• Details of your financial profile (income and expenditure)
• Relevant documents required to establish your identity
• Other relevant information pertinent to the application for a loan required by lenders

 

How do we collect your data?

 

You directly or via your intermediary provide our Company with most of the data we collect. We collect data and process data when you:

• Register online or other communication methods for our services.
• Voluntarily complete a customer survey or provide feedback on any of our message boards or via email.
• Use or view our website via your browser’s cookies.

Our Company may also receive your data indirectly from the following sources:

• Via your accountant
• Via your solicitor
• Via your architect

 

How will we use your data?

 

Our Company collects your data so that we can:

• Process your application and manage your request.
• Email you with special offers on other products and services we think you might like.

If you agree, our Company will share your data with our partner companies so that they may offer you their products and services.

When our Company processes your data, it may send your data to, and also use the resulting information from, credit reference agencies to prevent fraudulent transactions.

 

How do we store your data?

 

Our Company securely collects and stores your data within the UK. We do not transfer data to any entity outside of the UK

Our Company will keep your data for 7 years. Once this time period has expired, we will delete your data.

 

Marketing

 

Our Company would like to send you information about products and services of ours that we think you might like.

If you have agreed to receive marketing, you may always opt out at a later date.

You have the right at any time to stop our Company from contacting you for marketing purposes.

 

What are your data protection rights?

 

Our Company would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

 

The right to access – You have the right to request our Company for copies of your personal data. We may charge you a small fee for this service.

The right to rectification – You have the right to request that our Company correct any information you believe is inaccurate. You also have the right to request our Company to complete the information you believe is incomplete.

The right to erasure – You have the right to request that our Company erase your personal data, under certain conditions.

The right to restrict processing – You have the right to request that our Company restrict the processing of your personal data, under certain conditions.

The right to object to processing – You have the right to object to our Company’s processing of your personal data, under certain conditions.

The right to data portability – You have the right to request that our Company transfer the data that we have collected to another organization, or directly to you, under certain conditions.

 

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us

Email:  [email protected]

Call:  01423 524 559

Or write:  Suite 2, One Cardale Park, Beckwith Head Road, Harrogate, North Yorkshire, HG3 1RY

 

How to contact the appropriate authority

 

Should you wish to report a complaint or if you feel that our Company has not addressed your concern in a satisfactory manner, you may contact the Information Commissioner’s Office, who can be contacted via their website at https://ico.org.uk